Escape Debt With a New Identity?
When I first logged on and saw my credit report and the damage I had done to it, I was shocked. I knew that I had maxed out a couple of credit cards and had some old unpaid loans, but I had no idea that I was now hundreds of thousands of dollars in debt.
I panicked as I realized that there was no way I would be able to repay these debts with the meager minimum wage salary that I earned. My credit score was about as low as it could get and none of my relatives would agree to loan me any more money at this point. I was all on my own and needed to find a way to get myself out of this situation that I had gotten into.
I thought about filing for bankruptcy, but the process seemed so long and complicated. I had no idea where to even begin. I called around to a few lawyers, but never really received the help that I was looking for. Then one day I was watching a movie where a guy changes his entire identity and starts over with an entirely new life. I wondered if I could do something like that and be able to start a new, debt-free life. If I could live my life all over again with a clean slate, I would certainly do a lot of things differently.
I started searching online for ways to change my identity. I saw that it is relatively easy for a person to change their name and social security number, but that there would still be links to the old name and social security number. Many articles I read informed me that most people who change their identity to escape creditors are usually found out after a while. This information definitely discouraged me. I then found websites for a few companies that claimed to give you a new identity for a fee. They even gave you a new birth certificate. I thought this might be the way to go, but unfortunately, deeper digging led me to find that some of those change identity solutions seems to be scams. The only way that seemed to actually work was to try the Change ID Bible guide.
The first step was to change my name. I never liked my name in the first place, so this did not seem like a big deal to me. I researched a lot of baby name sites and settled on a new name that I really liked. The laws of my state required me to go to the county courthouse and file a name change petition. After posting an announcement regarding my change of name in the paper for four weeks and paying a small fee, I was granted the name change. As for changing my social security number, that would be a lot more difficult. The government only allows people to change their SSN if they are domestic violence victims or can prove that their social security number has been misused. My situation met neither of those criteria.
Unless I suddenly was to become a witness to a major federal crime and entered the Witness Protection Program, there was virtually no chance I could change my entire identity and start a new life. This really disappointed me and I searched for ways around this obstacle, but found none. So with my new name, I simply decided to move to another country.
I figured that in a new country, my past would be less likely to follow me and I would be surrounded by completely new people who had no idea who I was and I did not owe them a dime. It has been a year so far since I moved and things are going well so far.