Debt is a deadly trap. You can only know of how true this statement is if you are in the situation I am in today. For many years, I have accumulated debts that are currently unbearable. I was very ambitious when I was introduced into retail…

It is always mystifying that why somebody would need to alter their identity after years up until you required to do it too for the reason that you had so much debt that you could not reimburse. One thing that can be assured by all this is…

If you are overburdened with huge debts you are really in an unfortunate situation. It may be either your own making or due to an error committed by your credit rating agencies and these lead to you being placed under bad credit. This puts…

Debt is simply defined as something owed and while the term debt is usually used in reference to money though sometimes it could be that an individual owes goods or failure to render a particular service to someone that might have paid for…

Does anyone know a guy, who knows a guy, to change your identity because falling into debt is incredibly easy to do, but clawing your way back out is one of the most stressful experiences I have ever had. I settled down around the age of…

Andrew (changed his name to protect his identity) was like most people, he worked hard and wanted his piece of the American dream. Andrew and his wife Michelle had 2 children and wanted a home of their own instead of living in a 2-bedroom…

George Freeman, how I wish I this was my identity. An identity that will bring me peace and joy that I have lost over the past years in my life. A name that would finally make me feel like a new born baby. But is not that simple. How I wish…

Debts are common, and no one I know would say they do not have a debtor had a debt. The problem with debt is never paying them on time or not paying at all. I personally have learnt that having debts is not good, especially a lot of debt,…

It seemed just like yesterday. I was planning my next vacation, visiting dealerships in search of a new car, and enjoying a wide array of gadgets that made me the envy of my friends and colleagues. Money was never a problem. I had a good…

Today I am meeting Dave for an interview. He his 33 years old and escaped a life full of drugs and crime. He went to jail so may times he can not even remember. He tried pretty much any drug out there that can be bought illegally. In his…